I spent way too much money on the cruise. I had a couple of spa treatments that were essentially a complete waste of money. Partially because it was just a means for them to try to sell me additional products. Don’t take my money and then ask for more. I expect things like that locally, but on a cruise ship I just want to relax without being hassled to buy things after an already overpriced treatment. It’ll take me a few months to climb out of that hole on my revolving credit card just to get back to where I was. When I got back I immediately purchased my sleeping back for backpacking. That was a known upcoming expense though and completely acceptable. Plus I found it for 25% off + free shipping. Now when the REI anniversary sale gets here I can use that coupon to purchase our water filter.

In positive financial news, I have started depositing $100/mo into my Vanguard IRA. Which I’m really happy about. It’s a tough time to decide to invest but waiting is an even less appealing option. I may as well be building wealth while I climb out of debt.

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